Move the sliders to see sample splits across CDs, money markets, bonds, index funds, stocks, and crypto — plus an illustrative projection.
Balanced
10 years
Blended expected return
7.7%
Projected in 10y
$52,662
Suggested allocation
CDs
14.3%
$3,575
Money Market
9.9%
$2,475
Bonds
15.7%
$3,925
Index Funds
24.7%
$6,175
Stocks
29.1%
$7,275
Crypto
6.3%
$1,575
Educational only. This simulator uses simplified long-run return assumptions and does not constitute investment advice. Actual results vary; CDs and money market accounts have very different risk profiles than stocks or crypto. Review the Investing Spectrum courses and speak with a licensed advisor before investing.